PM Viksit Bharat Rozgar Yojana: How to Get ₹15,000 in Two Installments for New EPFO Members

The Government of India has introduced a new employment-linked scheme called PM Viksit Bharat Rozgar Yojana (PM-VBRY), which aims to encourage formal employment and benefit first-time workers. If you have recently joined a job and registered with EPFO (Employees’ Provident Fund Organisation), this scheme can give you ₹15,000 in two installments.

Here’s everything you need to know about this scheme, including eligibility, deadlines, and the step-by-step process to claim your benefits.

What is PM Viksit Bharat Rozgar Yojana?

The PM Viksit Bharat Rozgar Yojana, formerly known as the Employment Linked Incentive (ELI) scheme, is a government initiative launched to support first-time employees who join the formal workforce. The main goal is to promote job creation, reduce unemployment, and encourage workers to join EPFO.

Under this scheme, the government provides a financial incentive up to ₹15,000, which is equal to one month’s EPF wage, to eligible employees. This amount is paid in two installments through Direct Benefit Transfer (DBT).

Benefit Details: How Much Can You Get?

• Total Benefit: ₹15,000 maximum (one month’s EPF wage)

• Installments:

  • First installment: After 6 months of continuous service.

  • Second installment: After 12 months of service and completion of a financial literacy program.

• Payment Method: The amount will be credited to your bank account via Aadhaar-based DBT (ABPS).

• A portion of the amount may be kept in a fixed-period savings instrument to promote long-term savings.

Who is Eligible for PM VBRY ₹15,000 Benefit?

To receive the benefits, you must meet the following eligibility criteria:

• You are a first-time employee registered with EPFO.

• Your monthly salary is up to ₹1 lakh.

• You have joined employment between August 1, 2025, and July 31, 2027.

• Your UAN (Universal Account Number) is active and linked with Aadhaar and your bank account.

• You maintain continuous employment for at least 6 months to receive the first installment.

• For the second installment, you must complete one year of service and attend a financial literacy program.

Deadline for UAN Activation and Aadhaar Linking

To qualify for the PM VBRY scheme benefits, you must activate your UAN and link it with Aadhaar before the deadline. The government has extended the deadline several times, and the latest deadline is June 30, 2025.

If your UAN is not activated and Aadhaar is not linked with your EPF account and bank, you will not be eligible for the benefit.

Job Creation Window and Scheme Duration

The benefits apply to employees who join a job during the period:

• Start Date: August 1, 2025

• End Date: July 31, 2027

This means only those employees who start working in this two-year window can avail themselves of the scheme benefits.

Steps to Apply for PM Viksit Bharat Rozgar Yojana Benefits

1. Activate Your UAN:
   Visit the EPFO portal and activate your UAN. Ensure it is linked with your Aadhaar.

2. Update Bank Details:
   Provide your Aadhaar-linked bank account details in the EPF portal for seamless DBT transfer.

3. Maintain Continuous Service:
   Work with the same employer or within the EPFO framework for 6 months to get the first installment.

4. Attend Financial Literacy Program:
   After one year, complete the mandatory financial literacy training to get the second installment.

Why This Scheme Matters

The PM Viksit Bharat Rozgar Yojana is a win-win initiative for employees and employers. For employees, it is a direct financial benefit and an opportunity to start savings. For employers, it encourages hiring and formal job creation. This aligns with the government’s vision of Viksit Bharat (Developed India) by boosting formal employment and social security.

Key Highlights at a Glance

Conclusion

If you are starting your first job and joining the EPFO network, don’t miss this opportunity. Activate your UAN, link Aadhaar, and maintain continuous employment to receive ₹15,000 under the PM Viksit Bharat Rozgar Yojana. This scheme is not just a financial benefit; it is a step toward building a secure and formal employment future in India.